Contact

3325 N. University Ave

Build 3 Suite 150

Provo, UT 84604

Dave: 801-804-3405

KC: 801-804-3406

Dan: 801-804-3407

​​

Dave@whitecapwm.com

KC@whitecapwm.com

Dan@whitecapwm.com

© 2023 Whitecap Wealth Management. Proudly created with Wix.com

Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment Advisory Services offered through Kestra Private Wealth Services, LLC. White Cap Wealth Management is a member firm of Kestra Private Services, LLC, an affiliate of Kestra IS. White Cap Wealth Management and Kestra IS are not affiliated. Neither Kestra IS nor its affiliates offer tax or legal advice.

This site is published for residents of the United States only. Registered Representatives of Kestra IS and Investment Advisor Representatives of Kestra Private Wealth Services, LLC may only conduct business with residents of the states in jurisdictions in which they are properly registered. Therefore, a response to request for information may be delayed. Not all products and services referenced on this site are available in ever state and through every representative or advisor listed. For additional, please contact Kestra IS Compliance Department at 737-443-7101.

Any 3rd party website links referenced are being provided strictly as a courtesy. Neither us nor Kestra Private Wealth Services, LLC are liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of the links provided.

CLIENTS WE SERVE

     All of our clients are looking for the satisfaction that comes from working with a trusted and competent financial advisor. The needs of our clients differ depending on their unique situations, and we gladly provide tailored advice for their individual needs.

Retiree/Late Career Professional: Some common concerns clients often have as they approach retirement or have already retired are: 

  • Will I run out of money?

  • When should I take my social security benefits?

  • What are some tax strategies I should be using in retirement?

  • How much money can I safely withdraw each year and maintain my principal balance?

 

Early Career Professional:  Clients who are beginning their careers frequently request assistance with 401(k) asset allocation, IRA accounts, life insurance needs, 529 accounts, and custodian accounts. The professionals at White Cap Wealth Management seek to provide advice to help build investment accounts and get finances off to a wise start.

 

Executive/Entrepreneur:  Executives and entrepreneurs can face unique challenges with large concentrated stock positions, stock options, deferred compensation, and the potential sale of their business. These decisions can have a significant impact on their financial wellbeing and we are happy to help.

 

401(k) / Cash Balance Plans: For plan sponsors who manage company 401 (k) assets, we assist with the design, implementation, and continual monitoring and improvement of their plans. We can help plan sponsors cut costs, improve their investment lineups, and help reduce their fiduciary exposure.  In addition, our high income clients often take advantage of a cash balance plan which allows them to defer substantially more income from taxes than a standalone 401(k) plan. 

 

Life's Transition Moments: In spite of our best laid plans, life can be full of surprises. These surprises can bring financial uncertainty. Some common questions we can answer include:

  • I'm getting divorced. How will this affect my finances?

  • I changed jobs. What should I do with my old 401(k) plan?

  • I just received an inheritance. How do I manage this sum of money?